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Simple guides on loans, credit cards and your credit score, written for Indian families.

Latest articles

A woman in a pink sari checking her phone

Credit score

6 ways to raise your CIBIL score (and what won’t help)

30 Sep 2026 · 8 min read

Personal loan

7 things to check before you take a personal loan

24 Sep 2026 · 7 min read

An Indian family seated together in front of a carved wooden wall

Home & property

How much home loan can you afford? Work backwards from the EMI

17 Sep 2026 · 6 min read

A person typing on a blue calculator at a desk

Basics

What decides your EMI? Amount, rate and tenure explained

10 Sep 2026 · 7 min read

A blue credit card lying on a laptop keyboard

Credit cards

Credit card due dates explained: how to pay zero interest

3 Sep 2026 · 7 min read

A scientific calculator and pen resting on papers

Tax

How a home loan can cut your income tax

27 Aug 2026 · 7 min read

All articles

Credit score
6 ways to raise your CIBIL score (and what won’t help)
Your score decides how fast, and how cheaply, you get a loan. Here’s what moves it, what doesn’t, and how long to wait.
30 Sep 2026 · 8 min read
Personal loan
7 things to check before you take a personal loan
The interest rate is only one line of the offer. Check the total cost, the exit rules and the fine print before you sign.
24 Sep 2026 · 7 min read
Home & property
How much home loan can you afford? Work backwards from the EMI
Banks tell you the most they’ll lend. That isn’t what your family can comfortably pay every month. Here’s how to find your number.
17 Sep 2026 · 6 min read
Basics
What decides your EMI? Amount, rate and tenure explained
Three things set your EMI: the amount, the rate and the tenure. See how each one pulls, and you can shape the loan to suit you.
10 Sep 2026 · 7 min read
Credit cards
Credit card due dates explained: how to pay zero interest
Pay on time and your card is a free loan for up to 50 days. Miss the dates and the interest adds up fast. Here’s how it works.
3 Sep 2026 · 7 min read
Tax
How a home loan can cut your income tax
Your EMI has two parts, and the taxman treats each one differently. Here’s what you can claim, who can claim it, and what to keep.
27 Aug 2026 · 7 min read
Education
Studying abroad? What banks check before approving your education loan
A strong admission is only half the file. Banks also look at your co-applicant, your documents and a realistic budget.
20 Aug 2026 · 7 min read
Business
Documents you need for a small business loan
Lenders trust records, not promises. Here’s the file that gets you a quicker answer on a small business loan.
13 Aug 2026 · 6 min read
Home & property
Loan against property: the good, the risks, and when to say no
You keep your property and borrow against it, usually at a lower rate than a personal loan. The catch: the property is the security.
6 Aug 2026 · 7 min read
Car loan
How much car can you afford? The 20/4/10 rule
A simple rule keeps your car from eating your budget: 20% down, four years, 10% of income. Here’s how to use it.
30 Jul 2026 · 6 min read
Home & property
Should you prepay your home loan or invest instead?
Got a bonus or a lump sum? You can shorten your home loan or invest it. The answer depends on your rate and the risk you can take.
23 Jul 2026 · 6 min read
Home & property
Is a home loan balance transfer worth it? Do this sum first
Moving your loan to another lender can lower the rate, but it costs money too. Here’s the simple sum to do before you switch.
16 Jul 2026 · 7 min read

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Know more. Borrow better.

Latest articles

All articles

6 ways to raise your CIBIL score (and what won’t help)

7 things to check before you take a personal loan

How much home loan can you afford? Work backwards from the EMI

What decides your EMI? Amount, rate and tenure explained

Credit card due dates explained: how to pay zero interest

How a home loan can cut your income tax

Studying abroad? What banks check before approving your education loan

Documents you need for a small business loan

Loan against property: the good, the risks, and when to say no

How much car can you afford? The 20/4/10 rule

Should you prepay your home loan or invest instead?

Is a home loan balance transfer worth it? Do this sum first

Ready to see what you qualify for?